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5 Tips For Identity Theft Protection

 

One of the biggest problems of our time is identity theft. The world has changed a lot in recent times and our ID footprint is everywhere. Protecting yourself is incredibly important and these 5 Tips For Identity Theft Protection will help.

Keep Your Social Security Number Protected

It’s a terrible idea to carry your Social Security card on your person, such as in your wallet or purse. If you have a health plan or another type of card that lists your Social Security number, ask the company if they can issue a different number for you.

Don’t Take The Phishing Bait

5 Tips For Identity Theft Protection

Scam artists will often use a technique called “phishing”. This refers to pretending to be a trusted institution in order to get your identity information. They use tactics such as calling you at home, claiming to be your bank or a government agency, and say that they need to know your information for some official sounding reason. Never respond to an unsolicited request to verify your information. Legitimate companies simply do not ask for important information in that manner.

Plain and simple, never give out your information if you didn’t make first contact this will help you avoid these identity theft scams.

Get Better At Passwords

5 Tips For Identity Theft Protection

Cracking passwords is a tried and true way to get personal information. There are even programs that crack passwords, and these are what identity thieves tend to use. Luckily, there’s a simple solution. Use different passwords for different accounts. People claim that passwords with a mix of letters, numbers, and symbols are the most safe. But according to the math, a password cracking program can crack those types of passwords within 3 days. Instead, use four random words. The more uncommon, the better, but even four common words can work. A password such as “monkeybutterhorsedance” could well take most cracking programs around 550 years to figure out! Here are some good tips.

Don’t Give All Your Personal Information Out On Social Media

Whatever information you put on social media is out there on the internet, and easy to find. It may seem like simple stuff, such as your e-mail address, the name of you and your children, or your birthday, but these bits of information can often be used to scam institutions into giving up more of your information.

Keep Your Computer And Smartphone Shielded

Make sure to keep your information safe when on computers and smartphones. Strong passwords are a must. Also make sure to use various firewall, spyware, and virus protection programs. And update them regularly, otherwise they become more vulnerable over time.

Keep away from spyware! Make sure you’re only downloading things from sites you trust. Never install a program without being certain of what you’re installing. You may also want to set your IE browser security to “medium”. Unless they come from sites you trust, don’t click on pop-up windows.

Be Careful With Clicking

Double and then triple check any website before you give them your credit card number or any other information. Even though few people do so, you should read the privacy policy. You might even be able to opt out of information sharing all together. If the site doesn’t post a privacy policy, do not shop there. And ensure that you only enter personal information on a secured website. When you see “https” at the beginning of the address and a padlock symbol at the bottom of the browser window, you’ll know it’s secured.

Check Your Statements

Whether it’s by e-mail or physical mail, open any credit card bills and bank statements immediately. Look carefully for any charge that you did not authorize. If you find any, report them immediately. If you don’t get your bills on time, make sure to call the company. It could be that someone has managed to change the contact information.

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